Column: Future of retirement planning belongs to the cyborgs

May 4, 2017 By Mark Miller CHICAGO (Reuters) – Who will help you plan for retirement – a robot or a cyborg? Pundits have been saying for some time now that the future belongs to “robo-adviser” – automated portfolio services that use algorithms to manage investments. The robo-services have attracted interest as a way to deploy low-cost advice, but retirement planning guru Michael Kitces thinks the real winners will be “cyborgs” – human advisers aided by advanced technology. Resistance may be futile, as the Borg collective warned the crew of…

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